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Health Care Reform Report: Judge Strikes Down Entire New Health-Care Law

Sep

2012

There’s been some surprising news relating to health care reform legislation. On Monday, January 31, 2012, a Florida federal judge ruled the entire law unconstitutional. This ruling was in response to a lawsuit by 26 states. It remains to be seen what the fallout of this ruling will be. “The decision by U.S. District Judge ...

Providers Cave to Pressure to Delay Rate Increases

Sep

2012

Your voice is being heard by the health insurance industry.

Grandfathering: Hanging onto Your Existing Insurance Plan

Sep

2012

One of President Obama’s directives includes your being able to keep your health plan if you like it, known as “grandfathering” it. The advantages are that

New Healthcare Law Particulars

Sep

2012

One of

A New Health Plan for Pre-Existing Conditions

Sep

2012

A new health program for people who can’t get insurance or are offered it at an inflated price may be eligible for a new Federal plan beginning in September 2010. The new program, which California will administer, is being given an initial allocation of $761 million which, in combination with premiums, will cover approximately 25,000 ...

Lynn At Work – A forum for Information Sharing

Sep

2012

This is a forum for information-sharing. If you have a story from which others might benefit, please forward along with your questions. If your employer tells you that you can’t join the company health plan until open enrollment, he or she may be wrong. There are other times you can join. 1) One of them ...

An Insurance Quandary

Sep

2012

One of my clients purchased a plan called a Basic PPO. This was very basic coverage that was fine until she fell off a ladder and broke her pelvis and wrist. Under this plan, doctors are not paid until the out-of-pocket maximum ($3500) is met. Five months later, they have not paid the hospital bill ...

And now for something completely different

Sep

2012

I was floating down the Russian River when a friend called to tell me that I had been named Best Health Insurance Broker in the East Bay Express Best of the Bay awards. The review said that I was “an extremely dedicated full service health-insurance broker…Caffrey apparently never sleeps.” The truth is that I often ...

Lynn at Work

Sep

2012

One of the most rewarding things about my job is being able to help people find affordable solutions for their families. People have difficulty getting coverage at all ages. Recently a 64-year old woman contacted me. She had been terminated and was on Cobra. Normally her Cobra would have taken her to her 65th birthday ...

Lynn at Work

Sep

2012